Resolution #6

Resolution #6. Pay my bills on time.

One way to pay bills on time is to get them caught up first. Friday after I got my paycheck I went to the bank that has my car loan. Around Christmas time they have a "skip a payment" option. Usually it is in December and I go Christmas shopping. This year it was in January. I figure if I skipped this payment I would have enough leftover from my paycheck to get the rest of my bills caught up. It cost $35.00 to ‘skip a payment.’

I go inside and wait my turn. I went up to the teller and told him what I wanted to do. He started typing, stopped, and then he went to go get the manager. Oh no, I thought, I have skipped to many of these payments and they won’t let me do it again. So much for getting caught up on my bills. No--- it just happened this kid has never done this before. Whew. Ok.

The manager is telling this kid what steps he needs to do. I asked if it was still $35.00. "Yes" she replies "would you like us to take it out of your savings account?" I don’t have a savings account here. "Yes you do" No I only have my car loan here. "Rita Simmons, birthday _____, Social Security number ___-__-____?" Yes that’s me. "Then yes, you have a saving account here. You have $257.26 in your account." You’re sure? I asked. "Yes when you applied for your car loan you had to open an account with us." Then yes, take the $35.00 out of that account. Can I also withdrawal $50.00? I asked.

I went shopping at the new Michaels that just opened up.

Resolution #5

Resolution #5 Scrapbook more.

If you are wondering why I skipped resolution #4 - lose weight. It is because it is Saturday. You should never start a diet on a Friday, Saturday, Sunday, or Monday. Not that I am going on a diet. Diets don’t work, we all know that. I am changing my lifestyle and eating healthier - - - but not until Thursday. Lol

Back to resolution #5. Scrapbook more. Once a month my co-workers and I have an all day crop the first Saturday of the month. There is about 15 out of 40 of us that scrapbook, so we all pack up and head to the Auburn Center. This is our training site. It has enough tables and chairs to comfortably fit 45 -50 people. Even if all of us that scrapbook showed up we would each get a 8 x 4 foot table. Nice empty tables. No kids, no husbands.

I don’t know how I am going to scrapbook more until I get my photos organized. Tammy Brown had an interesting article on separating and organizing photos in the January TSI Newsletter. If you don’t get the newsletter, subscribe here. http://02af4c4.netsolstores.com/index.asp

I have scrapbooked all my current pictures. I am scrapping my wedding from 25 years ago, and getting a start on separating pictures. I have 30 years of pictures to separate. Ugh.

I did make a watermill paper piecing that turned out great (I do need to find those pictures before I can scrapbook it). Here is the paper piecing. I chalked the bricks in, added diamond glaze to the water, green flock for the trees, and flowersoft for the grass and flowers.